Frequently Asked Questions

Below you will find many questions that we are often asked.

What are your check cashing rates?

The New Jersey Department of Banking sets the rates for check cashers as follows

Checks valued up to $2500 are cashed at a rate of 2.21%

Checks valued more than $2500 are cashed at a rate of 3.0%

Social Security and SSI checks are cashed at 1.50%

However, special discounts may be available to high volume, frequent business customers at the management’s discretion on a case by case basis. We want you to know we appreciate you using our services and that your loyalty to our business matters to us!
What do I need to cash a check made out to my business?

In order to cash checks made out to your business you would need to sign up for an account with us at Community Check Cashing. It’s a simple process and very easy to do! We accept both incorporated companies as well as trading as businesses. Please bring in your business paperwork (certificate of formation or trading as papers and the letter from the IRS issuing your EIN) as well as your ID. We have some paperwork for you to fill out and then you’re done! Once you’ve created a business account with us you’ll be all set to cash checks made out to your business with us and you’ll qualify for our special business customer rates. To make things even easier for you we can email or fax you the paperwork that needs to be filled out so that you can have it ready when you come in! Just contact us here or call your local branch of Community Check Cashing to request the appropriate paperwork.
What do I need to cash a check made out to me?

In order to cash a check made payable to your name you need a valid photo ID.

This can include a NJ issued driver’s license or a state issued non-driver ID.

We also accept birth certificates with social security cards, school IDs, or passports but proof of address is also required to use these forms of ID. Acceptable items for proof of address can be things like a utility bill or vehicle registration.
Can I sign the check in advance?

No! Please wait to sign your check until you’re in the store and in front of the teller. If you sign the check prior to entering the store we most likely will not be able to cash it for you. Unfortunately the development of mobile banking has made this a rule we must enforce.
Do you cash social security checks or SSI checks?
Can I use an out of state ID?
Do you cash tax return checks?